Terms of Use
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1. About this site
This website is operated by Our Money for You. By using the site or submitting the enquiry form, you agree to these Terms of Use. If you do not agree, please do not use the site.
2. What we do
Our Money for You is an Ontario-based loan referral service. We are not a lender; we connect you with lending partners and help you understand the options available to you. Submitting the enquiry form is a request to be contacted; it is not an application for credit and it does not create any agreement to lend.
3. No guarantee of approval or funding
Approval, loan amounts, interest rates, fees, and funding times depend on your individual circumstances and on the criteria of the lender assessing your request. Same-day funding is available for approved applicants and is not guaranteed. Nothing on this site is an offer of credit or a promise of approval.
4. Not financial advice
Information on this site is general in nature and does not take your personal financial situation into account. It is not financial, legal, or tax advice. You should consider whether any product is appropriate for you and, where relevant, seek independent advice.
5. Cost of borrowing
The full cost of borrowing — including the interest rate, annual percentage rate, fees, and repayment terms — is disclosed to you by the lender in writing before you enter into any credit agreement, as required by applicable Ontario and federal law.
6. Eligibility
You must be at least 18 years of age (or the age of majority in your province), a resident of Ontario, and legally able to enter into a contract. You agree that the information you submit is accurate, complete, and your own.
7. Acceptable use
- Do not submit false, misleading, or another person's information.
- Do not use automated tools to access, scrape, or submit to the site.
- Do not attempt to interfere with the site's security or normal operation.
8. Intellectual property
All content on this site — text, layout, graphics, and logos — is owned by or licensed to Our Money for You and may not be reproduced without permission.
9. Third-party links and partners
The site may link to, or refer your enquiry to, third parties. We are not responsible for the content, products, or practices of third parties, and their own terms and privacy policies will apply.
10. Limitation of liability
To the fullest extent permitted by law, Our Money for You is not liable for any indirect, incidental, or consequential losses arising from your use of this site or reliance on its content. The site is provided on an "as is" basis, without warranties of any kind.
11. Privacy
Personal information you submit is handled as described in our Privacy Policy.
12. Changes
We may update these terms at any time. Continued use of the site after changes are posted means you accept the revised terms.
13. Governing law
These terms are governed by the laws of the Province of Ontario and the applicable federal laws of Canada.
14. Contact
Our Money for You
312 Dolomite Drive, Unit 224
North York, Ontario, Canada
Email: info@ourmoneyforyou.com
Phone: (647) 786-0954